Research on the Impact of Livestock Insurance on Herding Family Resilience Under Climate Change-Take the Zoige Grassland as an Example
School of Economics and Management, Wuhan University, Wuhan 430070, China
| Abstract: | This study explores the role of livestock insurance in enhancing the resilience of pastoral families, particularly against the backdrop of climate change. Focusing on the Zoige Grassland, the research examines how insurance awareness and coverage affect the resilience of herding families facing climate-induced risks. The study employs field surveys across 20 rural areas to collect data on family resilience, insurance coverage, and climate risk perception. Statistical analyses, including K-means clustering and Difference-in-Differences (DID), were applied to assess resilience scores and the impact of insurance on households. Findings indicate that families with higher insurance awareness and greater coverage exhibit stronger resilience in responding to climate challenges. These results underscore the importance of policy support for livestock insurance education and subsidies to enhance coverage rates among herding communities. This empirical evidence offers valuable insights for policymakers in designing effective strategies to improve household resilience in pastoral regions vulnerable to climate change. |
| Keywords: | Livestock Insurance; Household Resilience; Climate Change; Risk Management; Zoergai Grassland |
| DOI: | 10.57237/j.wjeb.2024.02.001 |
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Received: 29 September 2024
Accepted: 12 November 2024
Published Online: 5 December 2024
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